2027 Budget Planning Survey
Your feedback is an important part of the budget planning process. This survey is designed to help Council and staff understand the priorities that matter most to residents, identify where investments will have the greatest impact and ensure the 2027 Budget aligns with the community's vision for the future. Whether it's improving infrastructure, enhancing parks and recreation, investing in roads and water systems, strengthening emergency services, or supporting responsible growth, your input will help guide future planning and decision-making.
We encourage you to complete this short survey and share your thoughts. Together, we can build a budget that reflects our community's priorities while creating a strong foundation for Cramahe’ s future.
Understanding Your Municipal Property Tax Bill
Municipal property taxes support many of the services residents rely on every day. Your property tax bill is made up of three components:
- Township of Cramahe – funds municipal services such as roads, parks, recreation, fire protection, by-law enforcement, planning, administration, library and other local services.
- County of Northumberland – funds county-wide services including social services, paramedic services, county roads, long-term care, and waste management.
- Education – the education portion is set by the Province of Ontario and supports local school boards.
It's also important to know that not every municipal service is funded through property taxes. Water and wastewater services are fully funded through user fees paid by those who use the systems, while many municipal projects and initiatives are supported through provincial and federal grants, development charges, reserve funds, and other revenue sources.
Value For Tax Dollars in 2026

How property taxes are calculated
Municipalities set their annual tax rates by considering:
- Funding requirements approved in the budget. Each year, the Township of Cramahe prepares a balanced budget to support essential services (roads maintenance, fire protection, recreation, and clean water). Under Provincial legislation, the Township cannot run a deficit or have a surplus. The budget must balance to revenues equaling expenditures.
- Value of the tax base (how costs are shared across taxpayers). MPAC (Municipal Property Assessment Corporation determines property assessments for all properties in Ontario. It's important to note that this assessed value is different from the market value of a home.

In 2026, the Township of Cramahe share of municipal taxes for an MPAC-assessed average residential property of $350,000 is approximately $3,210. This does not include part of your property tax bill that is paid to Northumberland County and to your preferred Ontario school board. (Please note MPAC assessments have been frozen since 2016)