2021 Budget Consultations

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Building the 2022 Township of Cramahe Budget

Each year the Township of Cramahe undergoes an annual budget process to create budgets that support Township operations to deliver the programs and services required to maintain the quality of life we enjoy in our community.

Throughout the budget process, choices are made to ensure that the Township services provided to our residents align with the priorities in the Strategic Action Plan strategic work plan.

Work to determine the Township's 2022 Budget is underway. Follow the updates and discussions to learn more about how the Township of Cramahe determines its annual capital and operations budgets.

Join in the Conversation

As we begin development of the 2022 budget, we want to hear from you!

How would you invest in the 2022 budget? What programs, services and infrastructure investments matter most to you? Take a few minutes to share your thoughts. To do so, you may:

  • Leave a comments in the “Comments” tab below
  • Email your comments or questions to Treasurer, Arryn McNichol at amcnichol@cramahe.ca
  • Mail your comments or questions to PO Box 357, Colborne ON K0K 1S0.

The feedback collected through this consultation process – submitted through any of the opportunities listed above. Feedback will be compiled and shared with the management team as input into the review and deliberation process. Feedback provided will not be presented or compiled in any manner that could potentially identity a respondent.

Building the 2022 Township of Cramahe Budget

Each year the Township of Cramahe undergoes an annual budget process to create budgets that support Township operations to deliver the programs and services required to maintain the quality of life we enjoy in our community.

Throughout the budget process, choices are made to ensure that the Township services provided to our residents align with the priorities in the Strategic Action Plan strategic work plan.

Work to determine the Township's 2022 Budget is underway. Follow the updates and discussions to learn more about how the Township of Cramahe determines its annual capital and operations budgets.

Join in the Conversation

As we begin development of the 2022 budget, we want to hear from you!

How would you invest in the 2022 budget? What programs, services and infrastructure investments matter most to you? Take a few minutes to share your thoughts. To do so, you may:

  • Leave a comments in the “Comments” tab below
  • Email your comments or questions to Treasurer, Arryn McNichol at amcnichol@cramahe.ca
  • Mail your comments or questions to PO Box 357, Colborne ON K0K 1S0.

The feedback collected through this consultation process – submitted through any of the opportunities listed above. Feedback will be compiled and shared with the management team as input into the review and deliberation process. Feedback provided will not be presented or compiled in any manner that could potentially identity a respondent.

  • Operating & Capital Budget Process

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    by Joanne,

    Operating Budget Process

    All Operating budget estimates will be reviewed and approved for presentation to

    Council as follows:

    a) Guidelines are set by Council based on staff recommendations in a report

    prepared by the Treasurer and the Senior Leadership Team;

    b) Finance staff shall prepare detailed instructions to be followed in the preparation

    of all operating estimates;

    c) Departments shall prepare budget estimates to identify the Base Level Budget

    requirements at existing service levels;

    d) Departments shall identify new programs and/or service levels and provide costs

    and justifications for the changes;

    e) Departments shall provide estimates of the number of full-time equivalent

    requirements and provide costs and justification for any increases from the Base

    Level;

    f) Departments shall identify goals and objectives for the upcoming year that

    integrate the operating and capital budget request with the Strategic Plan and

    other studies/reports adopted by Council;

    g) Revenues/Expenditures are to be calculated based on known commodity trends,

    approved studies/reports including user fee reports/by-laws and master plan

    reports, etc;

    h) The CAO and the Treasurer will meet with each department to verify timing, costs

    (including review of the source documents that formed the basis for the cost

    estimates), and identify external funding sources: grants and subsidies,

    fundraising, and donations;

    i) The Senior Leadership Team shall evaluate each new program and/or service

    enhancement on the basis of immediacy and need in the following order:

    • Legislative requirement;
    • Capital impacts;
    • Growth adjustments;
    • Cost savings or inherent efficiencies;
    • Identified need with self-sustaining revenues available; and
    • Identified need with no corresponding revenue possibilities.


    j) The Senior Leadership Team shall review all program and or service levels for

    potential cuts or rationalization;

    k) Finance staff will compile appropriate operating budgets and summaries to be

    incorporated into the budget document;

    l) The Senior Leadership Team will review the compiled operating budget and

    supplementary information for accuracy, completeness, and adherence to Budget

    Guidelines;

    m) Operating budgets will be presented to Council for approval with their associated

    capital estimates and business plans.


    Operating Budget Reporting

    A quarterly financial detail of the operating budget will be provided to Council

    beginning in the second quarter (June 30) which shall include a variance analysis for

    accounts in a format prescribed by the Treasurer.


    Capital Budget Process

    Capital budget project requests will be reviewed and approved for presentation to

    Council as follows:

    a) Staff will identify the projects and submit their capital issue papers to the

    Treasurer;

    b) The Treasurer will meet with each department to verify timing, costs and identify

    external funding sources (grants, subsidies, fundraising, donations);

    c) Finance staff will review for internal funding sources such as transfer from

    operating and reserves, development charges, reserve funds and debentures;

    d) The Senior Leadership Team will meet to discuss the projects;

    e) All projects submitted will be included in the capital issue paper document;

    f) Finance staff will compile the appropriate schedules and

    annual capital budget summaries to be incorporated into the budget document;

    g) The Senior Leadership Team will review the compiled capital budget and

    schedules for accuracy and completeness;

    h) Capital budgets will be presented to Council for approval with the associated

    operating estimates and business plans.


    Capital Budget Reporting

    A quarterly financial detail of the capital budget will be provided to council beginning

    the second quarter end (June 30th).


  • Where do my tax dollars go?

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    by Joanne,
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    Have you ever wondered where your money goes when you pay property taxes? Here at the Township of Cramahe, we often get asked this question.

    To begin to answer it, it's important to know that the amount on your Cramahe tax bill doesn't only include taxes levied by the Municipality, but also the County of Northumberland and the Province for local school boards.

    What services do you receive from the County and school boards for your taxes?

    Northumberland County provides many services to Cramahe, such as Economic Development, Tourism, Waste Management, Land Use Planning, Paramedic Services, County Roads and Bridges, etc.

    Based on your School Support designation, the education taxes you pay go towards the local public school boards (English or French) or Catholic school boards (English or French).

    The portion of your tax bill that is kept by Cramahe is then distributed among our Departments and the multiple services we provide.

  • How does my property's assessed value affect the property taxes I pay?

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    by Joanne,
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    Every four years, the Municipal Property Assessment Corporation (MPAC) reassesses the value of properties across Ontario and mails out Property Assessment Notices to property owners. Have you ever wondered how the value of your property is calculated or how that value affects the property taxes you pay?

    How is the value of my property calculated?

    MPAC uses Current Value Assessment (CVA) to determine the value of your property. CVA is defined as the estimated sale price of your property in the reassessment year as calculated by MPAC. For the municipal tax year starting in 2017, all Ontario properties were reassessed by MPAC based on market value at January 1, 2016.

    How does MPAC assess your CVA? For residential properties, they look at property sales in your area, as well as five major factors that usually account for 85% of your property’s value:

    You can also compare the value of your property to others in your neighbourhood by visiting www.aboutmyproperty.ca.(External link)

    How does my property's assessed value affect the property taxes I pay?

    Your property tax is calculated by taking the assessed value of your property and multiplying it by the approved tax rate for your property’s class (e.g., residential, farmland, multi-residential, commercial, etc.). The municipal tax rate is determined after Cramahe Council and the County of Northumberland approve their budgets and the Province of Ontario establishes the Education Rate. The tax rate is applied to your property’s current value assessment (CVA) to determine the amount of property taxes to be levied.

    It’s important that you review your property assessment when it comes in the mail. If you don’t agree with the amount, you can appeal your assessment by filing a Request for Reconsideration with MPAC. The deadline to file an RfR will be printed on your assessment notice.

    Remember: once you receive your property tax bill in the mail, it’s too late to appeal your property’s assessment to MPAC for the current tax year.

    Have questions about your property assessment? Contact MPAC at 1-866-296-6722 or www.mpac.ca

  • What municipal revenue sources are used to fund municipal expenditures?

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    by Joanne,
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    Provincial legislation states that money coming into a municipality must equal money going out (i.e. revenues equal expenditures). Therefore, each budget adopted by the Township of Cramahe must be balanced.

    One of the first activities of the budget process is to estimate each Department’s (or service area) expenditures and revenues for the coming year. In addition to property tax, there are various types of revenue that fund operating and capital expenditures.

    What is segregated surplus?

    Segregated surplus is another word used for reserves and reserve funds. Similar to a savings account, reserve and reserve funds receive regular (annual) contributions as part of the budget process. They are a critical component of the Municipality's long-range financial plan as they strengthen our financial sustainability and provide funding for capital projects/infrastructure.

Page published: 07 October 2021, 11:20